What You Need to Know About ATMs and IoT

Nearly every business finds itself in the midst of a digital transformation, where new technology is forcing them to evolve quickly to meet customer expectations and maintain relevance. Financial institutions and their ATMs are on the front lines of this battle.

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Banking Tech News: What We've Learned About Cardless ATMs

Technology has been slowly assimilating into every part of our lives—making it easier to connect with friends, be productive anywhere in the world, and even order the once obscure with a few taps on a mobile device.

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Digital Banking Trends That Everyone Is Talking About

The concept of digital transformation seems pretty nebulous in a world of dollars and cents, but its effects on banking operations are very real. The primary goal of digital transformation is to enable customers to feel comfortable using technology and digital tools to interact with their banks and manage their accounts, including the use of mobile tools and self-service ATMs. In fact, according to a 2017 Fujitsu global survey, 89 percent of business leaders have major digital transformation projects underway.

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Banking Tech News: 2019 ATM Trends to Watch

Consumers are expecting everything to become more high-tech: mobile payments, fingerprint identification, and bluetooth streaming. And what all of these features have in common is the ability to make customers’ experiences more simple, secure, and personalized.

These technological innovations are beginning to make their way into the ATM market, too, teeing up improvements for not only the customer’s experience, but also introducing some advantages to banks.

This article looks at four ATM trends that we may be seeing more of in 2019—and beyond.

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Future of the Banking Industry: Cash Usage

The world of ATMs is undergoing huge changes, especially with mobile payment options and other cardless technologies making headway. These consumer products, as well as the popularity of credit and debit cards, could help explain the thinking that the end is near for cash—but the statistics tell a different story. In other words, while some may see the glass as half empty, other signs are pointing toward a continued bright future for cash and the ATMs that supply it to consumers.

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